🚀 PM Youth Business & Agriculture Loan 2026
Pakistan ke nojawanon ko apna karobar (business) shuru karne aur purane karobar ko barhane ke liye hukumat ne PM Youth Loan Scheme 2026 ka aghaz kar diya hai. Is scheme ke tehat aap ko bilkul Sood-se-Pak (Tier 1) aur sasti sharait par karza mil sakta hai.
Karzay ki raqam Rs. 5 Lakh se lekar Rs. 7.5 Million (75 Lakh) tak hai. Tier 1 mein koi security ya guarantee zaroori nahi hai.
Loan Tiers & Subsidized Rates (Simple Breakdown)
Is scheme ko 3 hisson (Tiers) mein taqseem kiya gaya hai takh har tabkay ki zaroorat poori ho sakay:
| Tier Name | Loan Amount | Markup Rate |
|---|---|---|
| Tier 1 (Micro) | Up to Rs. 500,000 | 0% (Interest-Free) |
| Tier 2 | 0.5M to 1.5M | 5% Subsidized |
| Tier 3 | 1.5M to 7.5M | 7% Subsidized |
🧮 Youth Loan Tier & Installment Estimator
Check which tier you fall into and see your estimated monthly installment:
Who is Eligible? (2026 Rules)
- Age: 21 to 45 years. (For IT startups, minimum age is 18).
- Startup or Existing: Naya karobar shuru karne walay aur puranay karobar wale dono ahal hain.
- Female Quota: 25% quota khawateen ke liye makhsoos hai.
- Defaulter Policy: Kisi bhi bank ke defaulter ahal nahi honge.
How to Apply Online (pmyp.gov.pk)
- Official portal visit karein: pmyp.gov.pk.
- "Business & Agriculture Loan" section mein "Apply Now" par click karein.
- Apna 13-hindson ka CNIC aur us ki tareekh-e-ijra (Issue Date) darj karein.
- Naya Business Plan aur matlooba raqam select karein.
- CNIC scan copy, tasweer aur degrees upload kar ke form submit kar dein.
⚠️ Fraud Alert: PM Youth Loan ki registration 100% muft hai. Kisi bhi "agent" ya third-party app ko paise na dain. Sirf official portal ya makhsoos bank branches se rabta karein.