CM Punjab Rehmat Card 2026: Complete Guide — What It Is, Who Qualifies and How to Apply

The CM Punjab Rehmat Card is a monthly financial assistance card issued to widows, special persons, and destitute individuals in Punjab who do not qualify for or receive any other government support programme. The card provides a monthly stipend that beneficiaries can withdraw from ATMs or designated bank branches across Punjab. This guide covers everything about the Rehmat Card from eligibility to the application process.

What the Rehmat Card Provides

The Rehmat Card provides a monthly financial support amount deposited directly into a linked bank account. The card is issued through the Punjab Social Protection Authority in partnership with HBL Bank. Beneficiaries can use the card at any HBL ATM or HBL branch to withdraw their monthly entitlement.

Programme Detail Information Monthly support amount As per current government notification Issuing bank HBL (Habib Bank Limited) Administering authority Punjab Social Protection Authority (PSPA) Application method Through PSPA offices and Maryam Ko Batayen portal

Who Is Eligible for Rehmat Card

The Rehmat Card specifically targets individuals who fall outside the coverage of mainstream programmes like BISP:

  • Widows who have no earning male member in the household
  • Registered persons with disabilities who are unable to work
  • Elderly individuals above 60 years of age with no income or family support
  • Residents of Punjab only
  • Individuals not already receiving support from BISP Kafaalat or any other federal social safety programme

Documents Required

  • Original CNIC of the applicant
  • For widows: death certificate of deceased husband
  • For persons with disabilities: disability certificate issued by Social Welfare Department
  • Proof of residence in Punjab (utility bill or domicile)
  • Two recent passport photographs
  • Proof that no other government support is being received (declaration form available at PSPA office)

How to Apply for Rehmat Card

  1. Visit the nearest Punjab Social Protection Authority office in your district
  2. Collect and complete the Rehmat Card application form
  3. Attach all required documents with the form
  4. Submit the complete application at the PSPA office counter
  5. A field verification officer will visit your home to confirm your circumstances
  6. If approved, you will receive your HBL Rehmat Card within 4 to 6 weeks by post or can collect from the PSPA office

Frequently Asked Questions

Can a widow who is also receiving BISP apply for Rehmat Card?

No. The Rehmat Card is specifically for individuals not already covered by other government assistance programmes including BISP. Dual benefit is not permitted.

My husband passed away recently. How soon can I apply?

You can apply as soon as you have obtained the death certificate from NADRA or the local government office. There is no mandatory waiting period after the death of a spouse.

Is there an age limit for applying?

There is no upper age limit. For elderly applicants, the minimum age is 60 years. Widows and persons with disabilities can apply at any adult age.